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01-11-2005, 08:18 AM
| | Junior Member | | Join Date: Jan 2005
Posts: 3
| | | Can I be forced to sign off deed What is the name of your state? PA
My mother purchased a house 2 years ago. At the time of closing my name was added to the deed and the title to the house (joint tenancy w/right of survivorship), My name does not appear on the mortage. My family lived in the house with my mother, but we (my husband and kids) moved out 3 months ago. My mother is now claiming that I am partialy responsible for the mortgage payment and taxes (taxes are in escrow, along with insurance). She is saying that if I do not sign off on the deed she will take me to court and force me to, or I must start paying 1/2 the mortgage payment. Is this true? Am I responsible financialy for the mortgage payment and can she force me to sign off on the deed? Also, can she add another name to the deed without my concent? | 
01-11-2005, 09:06 AM
| | Senior Member | | Join Date: May 2000 Location: Catatonic State
Posts: 75,781
| | Quote: |
Originally Posted by kaglines What is the name of your state? PA
My mother purchased a house 2 years ago. At the time of closing my name was added to the deed and the title to the house (joint tenancy w/right of survivorship), My name does not appear on the mortage. My family lived in the house with my mother, but we (my husband and kids) moved out 3 months ago. My mother is now claiming that I am partialy responsible for the mortgage payment and taxes (taxes are in escrow, along with insurance). She is saying that if I do not sign off on the deed she will take me to court and force me to, or I must start paying 1/2 the mortgage payment. Is this true?
**A: no
*****
Am I responsible financialy for the mortgage payment and can she force me to sign off on the deed?
**A: no and yes.
********
Also, can she add another name to the deed without my concent? | **A: yes. So negotiate and start paying something. | 
01-11-2005, 09:27 AM
| | Junior Member | | Join Date: Jan 2005
Posts: 3
| | | How can she "force" me to sign off the deed and title to the house if I do not want to. The house was originaly bought as an inheritance for my two children (sice she does not have life insurance). I just want to protect what is theirs (or what was ment to be theirs). From day one I made the mortgage payment on the house, and now that we are gone, she is (with the help of roommates). | 
01-11-2005, 09:31 AM
| | Senior Member | | Join Date: May 2000 Location: Catatonic State
Posts: 75,781
| | Quote: |
Originally Posted by kaglines How can she "force" me to sign off the deed and title to the house if I do not want to. The house was originaly bought as an inheritance for my two children (sice she does not have life insurance). I just want to protect what is theirs (or what was ment to be theirs). From day one I made the mortgage payment on the house, and now that we are gone, she is (with the help of roommates). | **A: she can go to court and litigate via what is known as filing an action for partition. | 
01-11-2005, 10:02 AM
| | Junior Member | | Join Date: Jan 2005
Posts: 3
| | | If this is the case, can I get a setelment for what my husband and I put into the house? We put in about $3000 for renevations (which has increased the value of the house) not to mention all the "free" labor we provided. Finaly since her name is the only one on the mortgage payment, she is the one receiving the tax credit on this years filing, even though it was my husband and I's money that paid the mortgage last year. | 
01-11-2005, 10:59 AM
| | Senior Member | | Join Date: May 2000 Location: Catatonic State
Posts: 75,781
| | Quote: |
Originally Posted by kaglines If this is the case, can I get a setelment for what my husband and I put into the house? We put in about $3000 for renevations (which has increased the value of the house) not to mention all the "free" labor we provided. Finaly since her name is the only one on the mortgage payment, she is the one receiving the tax credit on this years filing, even though it was my husband and I's money that paid the mortgage last year. | **A: at settlement, it is all neogitated. | 
01-11-2005, 11:29 AM
| | Member | | Join Date: Nov 2004
Posts: 648
| | | OP, just to ease your concerns. You and your husband's "sweat equity" is covered and should come as no surprise to you when, at the sale of this property, the value at the time of the sale, is greater than at the time of purchase. Any work that you both did, only increased the value of the property. Simply stated, your work was not done in vain.
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The opinions herein above-made are expressly the product of personal experience and observation, in an open forum for discussion as to direction to an attorney. As with any possible legal cause, seek the advice of an attorney. Seek though, a qualified and competent attorney.
"I beseech you to treasure up in your hearts these my parting words. Be ashamed to die until you have won some victory for humanity." -- Horace Mann
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