Deeded Time Share

[NEDINIA]

my husband and i bought a deeded time share to r-ranch in the sequioas, California. My husband passed away in 1995 an i was left with no money. I went out and got a job, to survive, and even then lost my home. I then found out i had breast cancer and went under treatment for that. I have not been able to pay any more payments on the share since my husband died. I have tried to have them foreclose, quit deed it back, and they wont do anything with it. I can't sell it. Meanwhile, the association fees of 800.00 per year have added up and it might as well be a million dollars, because i can't pay it. I have written to them and explained my situation, but it goes ignored. What can they do to me.? I have no property or money, just a job to survive. They are threating legal action against me after all these years. Please help.
Thank you

 

[HomeGuru]

Worse case scenario they can foreclose and get a judgement against you if it is sold for less than the loan amount. Then they can use the judgement and file a garnishee with your employer and garnish your pay.
You need the help of legal counsel on this.