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08-15-2007, 10:57 AM
| | Junior Member | | Join Date: Aug 2007
Posts: 20
| | | HUD-1 Settlement statement
What is the name of your state? South Carolina
I would like to review someone's HUD-1 settlement statement. Is this protected by the privacy act or can it be sent to me without buyer/seller permission? |
08-15-2007, 12:20 PM
| | Senior Member | | Join Date: Jan 2003
Posts: 19,155
| | | And who are you in the transaction?
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Adoptive parents ARE "real" parents. Sharing genes is not what makes you a "parent"!
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08-15-2007, 12:28 PM
| | Junior Member | | Join Date: Aug 2007
Posts: 20
| | | I am the daughter of the seller/mortgagor/borrower. |
08-15-2007, 12:44 PM
| | Senior Member | | Join Date: Jan 2003
Posts: 19,155
| | | So you are not personally involved in the transaction?
Then ask your parent if you can review the HUD. If you are not the buyer, seller, lender, closing agent, RE agent, proper govt. authority, you really have no legal right to the HUD.
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Adoptive parents ARE "real" parents. Sharing genes is not what makes you a "parent"!
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08-15-2007, 12:59 PM
| | Junior Member | | Join Date: Aug 2007
Posts: 20
| | | I relize that I don't have a legal right, but can I without permission. There are some improprieties that took place in the closing which my mom doesn't understand but because she thinks that it would implicate her POA and she would prefer not to cause any trouble to her POA, she will not allow me to see them. |
08-15-2007, 07:55 PM
| | Senior Member | | Join Date: Sep 2004 Location: Pittsburgh (North Hills)
Posts: 1,572
| | | You need to respect your Mom's wishes. If she wanted you to know everything, she would have made you her POA.
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If you're lucky enough to be Irish, you're lucky enough!
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08-16-2007, 07:26 AM
| | Junior Member | | Join Date: Aug 2007
Posts: 20
| | | I don't mean to sound like I'm just being nosey, but I can tell you $50K is missing in her transactions, which I am 99% sure that her POA took/stole. My mom is fully aware that this money has been stolen but because she's of the mindset, "it's only money and it's not worth stirring up trouble" she is willing to walk away from her money. She has lost everything and she doesn't realize it. Her POA has minipulated and coerced her, but she refuses to believe it because her POA gave her a promissory note that isn't worth the paper it's written on. I believe what has happened is a criminal offense but I'm reluctant to go to the authorities because it would cause my mom stress and embarassement. The POA clearly took advantage of a vulnerable adult. |
08-16-2007, 09:03 AM
| | Senior Member | | Join Date: Oct 2005 Location: Ohio (southwest)
Posts: 2,290
| | | How old is your mom??? |
08-16-2007, 10:18 AM
| | Junior Member | | Join Date: Aug 2007
Posts: 20
| | | 75 yrs old. I would like to add that she is on Prozac just in case that makes a difference. |
08-16-2007, 02:12 PM
| | Senior Member | | Join Date: Oct 2005 Location: Ohio (southwest)
Posts: 2,290
| | Quote:
Originally Posted by whatcanIdo  75 yrs old. | You might try to see if there is a senior advocacy group in your area. They help in identifying elder abuse. However, unless you have HUD in hand, I doubt that you can prove anything.
Who handled the closing? A local title company or law firm? |
08-16-2007, 03:33 PM
| | Junior Member | | Join Date: Aug 2007
Posts: 20
| | | A law firm. I've contacted them and because of the privacy act they will not release any information to me without permission from mom. That was a dead end for me. | |
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