Husband wants wife on deed

[lyrist]

Prince Georges County, Maryland. We purchased a house in husbands name to avoid high interest rate (wife had credit issues). Now we would like the house (deed) to bein both names without affecting the interest. What do we need to do? Quit claim? How is this done?

 

[BelizeBreeze]

You need to ask your mortgage holder. THEY will have a say in the matter.

 

[HomeGuru]

And they can say yes and they can say no.

 

[John Se]

Just deed it to yourself and her

Just quit claim your interest from you to Yourself and your wife as however you wish to hold title, If you pay the mortgage I dont think the mortgage holder will ever know or care. They dont check or get informed. Dont ask the mortgage holder they will just either be stupid, wont know what to do or tell you no. You can deed your interest to whomever you like, hell give it to mickey mouse,or me, the mortgage holder is always secured.

 

[lyrist]

Attorney needed?

Do we need an attorney to file a quit claim? Where can I get more information on how to do this?

 

[John Se]

see your local title insurance company

see your local title insurance company

 

[BelizeBreeze]

Just quit claim your interest from you to Yourself and your wife as however you wish to hold title, If you pay the mortgage I dont think the mortgage holder will ever know or care. They dont check or get informed. Dont ask the mortgage holder they will just either be stupid, wont know what to do or tell you no. You can deed your interest to whomever you like, hell give it to mickey mouse,or me, the mortgage holder is always secured.

Excuse Me?

 

[seniorjudge]

Do we need an attorney to file a quit claim? Where can I get more information on how to do this?

https://forum.freeadvice.com/showthread.php?p=845849#post845849

Standard answer
Due on sale/acceleration clause in mortgage.