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Originally Posted by hardup4advice What is the name of your state? New Hampshire
My ex-boyfriend and I bought a house together and a year and a half later we split up. He moved out and I remained in the house. I have been paying the mortgage, the home equity loan (which we got 2 months before he moved out), and all repairs needed for the past 4 years on my own. Is there a way that I can have him removed from the deed and if I can, do I have to refinance? ( He has agreed to this if I can find a way to make it happen.)
Advice greatly appreciated. |
You can't remove him from the deed, but he can. Have him quit claim his interest in the house to you. You don't HAVE to refinance, but he would be stupid to quit claim his interest without a refinance -- if he did that, he would be on the hook for the mortgage, but with no ownership in the property itself.
Find someone who will refinance in your name alone, and have the refinancing done at the same time he transfers ownership, that will protect both of you.
03-07-2006, 01:26 PM
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