Mortgage partner

I purchased a home with my sister six years ago. First thing when we went to closing she signed all the documents that she was single and signed her maiden name. I found out by accident that she was married and she didn't indicate that on any of the forms at closing. In 1998 she moved her husband and his two teenage children into our home without my knowledge. I came home and there they were. I think that that was a violation of the original mortgage contract. The mortgage was split three ways because he wasn't going to live there free. The agreement on how long they were staying was never discussed. Three months later they move out and my sister thought I would go back to paying half the mortgage and other bills. I kept the amount in the third because it wasn't my fault that he left. In 1999 I had to move with my husband who was in the military. I paid up to the month I left and because she had other people staying there and the mortgage was getting paid. Eventually I believe that she couldn't afford the house and she tried to sell it. No one brought it. When she tried to sell it, I signed no paperwork agreeing to sell. I returned to the home with my family, making arrangements with her first. We sat down and discussed how things were going to be paid. I explained to her that I am trying to get my name off of the house. She tells me that she filed Chapter 13 and that the house is under foreclosure. My question is how can she include the house in her bankrupcy and they not have the co-owner not be aware of what is going on. I got no letters nothing, and when I ask her to show me, she has nothing. I truely believe that her and her new boy friend did something that wasn't right. If anyone can help me to understand my rights and how I can get rid of this house. Thank you.

Sincerely,
Cathy

[HomeGuru]

<BLOCKQUOTE><font size="1" face="Verdana, Arial">quote:</font><HR>Originally posted by CTAWELL_34@YAHOO.COM:
I purchased a home with my sister six years ago. First thing when we went to closing she signed all the documents that she was single and signed her maiden name. I found out by accident that she was married and she didn't indicate that on any of the forms at closing. In 1998 she moved her husband and his two teenage children into our home without my knowledge. I came home and there they were. I think that that was a violation of the original mortgage contract. The mortgage was split three ways because he wasn't going to live there free. The agreement on how long they were staying was never discussed. Three months later they move out and my sister thought I would go back to paying half the mortgage and other bills. I kept the amount in the third because it wasn't my fault that he left. In 1999 I had to move with my husband who was in the military. I paid up to the month I left and because she had other people staying there and the mortgage was getting paid. Eventually I believe that she couldn't afford the house and she tried to sell it. No one brought it. When she tried to sell it, I signed no paperwork agreeing to sell. I returned to the home with my family, making arrangements with her first. We sat down and discussed how things were going to be paid. I explained to her that I am trying to get my name off of the house. She tells me that she filed Chapter 13 and that the house is under foreclosure. My question is how can she include the house in her bankrupcy and they not have the co-owner not be aware of what is going on. I got no letters nothing, and when I ask her to show me, she has nothing. I truely believe that her and her new boy friend did something that wasn't right. If anyone can help me to understand my rights and how I can get rid of this house. Thank you.

Sincerely,
Cathy<HR></BLOCKQUOTE>

Who is on title to the property and who is on the mortgage? If she has some form of ownership, she can file BK and not tell you. There is no law that requires the BK petitioner to notify co-owners. What is the status with the mortgage and is it current?