non disclosure

What is the name of your state? Oregon
I have been trying to deal with my seller myself, since I cannot afford a lawyers fees. I need advice, please.

one issue is:
I bought an older mobile home (mid 70s) financed by seller. There is a long list of non-disclosed problems with the house, dry rot being the worst.

I believe the seller knew of serveral of these problems, and have
evidence for some, and a contractor willing to testify for others.

second issue is:
I became two months behind on my payments due to incredible high heat bills a year ago. I negotiated make up payments with the seller verbally. Last summer, I found out that the makeup payments were not going to my late payments by the seller's choice, instead they were going to equity. (We split the fees for a contract servicing company to handle the payments) The contract servicing co informed me I must save up the two months payments and pay them fully at one time. I need to add that the seller is rather nasty to talk with, and I have asked her to correspond by writing, and not to call me anymore.

This is difficult to make short, but while I was saving up the payments, I received a letter of forclosure from her lawyer. I wrote back to the lawyer to explain the issues, and he responded with an offer of $500 to give back the mobile home.

I think I would like to be rid of this problem filled house. But I don't know what to ask for. Please advise, thank you.

[HomeGuru]

[quote]Originally posted by rgail
[b]What is the name of your state? Oregon
I have been trying to deal with my seller myself, since I cannot afford a lawyers fees. I need advice, please.

one issue is:
I bought an older mobile home (mid 70s) financed by seller. There is a long list of non-disclosed problems with the house, dry rot being the worst.

I believe the seller knew of serveral of these problems, and have
evidence for some, and a contractor willing to testify for others.

second issue is:
I became two months behind on my payments due to incredible high heat bills a year ago. I negotiated make up payments with the seller verbally. Last summer, I found out that the makeup payments were not going to my late payments by the seller's choice, instead they were going to equity. (We split the fees for a contract servicing company to handle the payments) The contract servicing co informed me I must save up the two months payments and pay them fully at one time. I need to add that the seller is rather nasty to talk with, and I have asked her to correspond by writing, and not to call me anymore.

This is difficult to make short, but while I was saving up the payments, I received a letter of forclosure from her lawyer. I wrote back to the lawyer to explain the issues, and he responded with an offer of $500 to give back the mobile home.

I think I would like to be rid of this problem filled house. But I don't know what to ask for. Please advise, thank you.

**A: what do you want to do?

What I want to do has probably been the most difficult issue of all. Part of me wants to fight back, another part wants to get past this mess. I have finally decided; I want out. What I would like is enough money to move into a rental of comparable location. First, last, and deposit is minimum of $1400. I have checked. I started a second job (in my attempt to save up the two months payments), and now I have no time to pack. I am not sure what would be appropriate and reasonable to ask for, any suggestions?

[HomeGuru]

Is the Seller willing to give you $500 if you give the home back?

Yes

[HomeGuru]

Ask for $1500 and it's a deal.

Thank you for your help, I appreciate it very much!

[HomeGuru]

Good luck to you.