Don't be so sure. The law is still in flux and the ramifications are uncertain. I can imagine some scenarios where the OP CAN lose his house under the changes. Is it the norm? I don't think so. Should he worry? I have no idea. But, please, don't state what the law says unless you know. I've spent many hours both in study and in continuing education and there are many ramifications. The coverage under medicare has been reduced. Even with secondary, many things may not be covered. Would having the ordinary and necessary expenses of medical coverage as we age cause a person to lose their house?
Except that because of the changes in insurance because of Obamacare the loss of the house may be more likely for many. In both cases, it is the health care costs that lead to the loss. Agreed. It is the implications of the health care costs and how they become legally tied to a person (as in medicaid) that may cause the loss.
I don't disagree with you, but I don't believe that was the question that the original poster was asking. Any large amount of debt can eventually result in someone losing their home. However, there is no "rule" under Obamacare that says that if someone doesn't purchase insurance through the exchange, that they will have their house taken away from them.
I agree with that and also with OHRoadwarrior. It seems the OP is in compliance.
It is entirely possible that for some people, you're making a technical distinction without a practical difference. Due to the ACA, people who were living within their means can have their circumstances altered to the point that they won't be able to keep their home.