Payoffs

[ConfusedOne]

What is the name of your state? Pennsylvania

What can I do if the law firm who was to put our house up for sheriffs sale (we stalled with bankruptcy to sell) is holding up the payoff figure? We called and asked for the figure 3 times now, and someone said that they got it back and it went to the "file" which is "offsite." We have a buyer interested and need to know this figure before we can give him a firm price.

 

[HomeGuru]

What is the name of your state? Pennsylvania

What can I do if the law firm who was to put our house up for sheriffs sale (we stalled with bankruptcy to sell) is holding up the payoff figure? We called and asked for the figure 3 times now, and someone said that they got it back and it went to the "file" which is "offsite." We have a buyer interested and need to know this figure before we can give him a firm price.

**A:
1. keep calling and asking another 3 more times.
2. ask to speak to the lawyer directly and not a paralegal or office person.
3. send a certified rrr letter requesting the information.
4. go down and plant yourself in your lawyer's office and wait. Don't leave until they give you the information. (Take as many small kids as you can and make sure they are all hot, bored and hungry)
5. contact the lender and/or lender's attorney directly.
6. contact the foreclosure trustee or the BK trustee directly.
7. file a complaint against this law firm based on them not providing you the information in a timely manner. And giving you the runaround.
8. have the prospective buyer's attorney or Realtor contact this attorney.
9. figure the payoff on your own by taking the principal loan balances, adding the accrued interest and late fees together with %5-10k as an estimated court costs, attorney fees etc.