Q Re: NC Foreclosure

[pokeypuppy]

What is the name of your state? What is the name of your state? Regarding foreclosure in North Carolina. Can my wages be attached? Do I have to pay the creditor's court costs and legal fees? Do I need to file for bankruptcy to protect my wages? Thanks to anyone who can help!! ....Pokey

 

[HomeGuru]

What is the name of your state? What is the name of your state? Regarding foreclosure in North Carolina. Can my wages be attached?

**A: not unless the foreclosure sale/auction is completed, there is a deficiency judgement and the judgement is used as wage garnishment. In this case a separate wage garnishee must be file with the Court.
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Do I have to pay the creditor's court costs and legal fees?

**A: yes, because you agreed to pay these such costs and more when you signed the mortgage.
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Do I need to file for bankruptcy to protect my wages? Thanks to anyone who can help!! ....Pokey

**A: your question is too general and broad and we have no idea of your individual fincancial circumstances. Consult a BK attorney.