Title Deed

[moon man]

What is the name of your state? Texas

I just completed building a new house on some land I have owned for some time and is in my name. I paid the builder cash for his services and when finished he gave me a release of lien and all bills paid document. What do I have to do now to get a title deed on the house in my name so if I decide to sell it in the future I have all the paper work in order?

[nextwife]

So you already owned the land, and had a builder construct, for cash, on your lot (which IS titled in your name?). This was "stick built" construction, and not a manufactured home? And you had made certain all building permits and required inspections were obtained?

Hopefully, you have a set of lien waivers from the general contsractor, any sub-contractors or material suppliers, a contractors affidavit so you know that you have waivers from all parties, and you have a foundation survey showing that the house was actually built in the proper spot on your lot and does not overlap any easement or setback lines? And you had reviewed your title commitment before building to make certain the home being built was in compliance with any applicable deed restrictions?

If so, keep the waivers, etc in a box safely somewhere. You already own the home.

Originally Posted by moon man

What is the name of your state? Texas

I just completed building a new house on some land I have owned for some time and is in my name. I paid the builder cash for his services and when finished he gave me a release of lien and all bills paid document. What do I have to do now to get a title deed on the house in my name so if I decide to sell it in the future I have all the paper work in order?

Okay, you say it's in your name but it isn't in your name.

Which is it?

[nextwife]

I believe our poster thinks he needs a "deed" for the house he just had built on his land.

Is this correct, Moon Man?

You aren't related to Randy Moss, are you?

Originally Posted by nextwife

I believe our poster thinks he needs a "deed" for the house he just had built on his land.

Is this correct, Moon Man?

You aren't related to Randy Moss, are you?

I thought he had a deed.

And who is Randy Moss?

(I know I will be sorry for axing that question.)

[nextwife]

I believe our poster thinks he needs a "deed" for the STRUCTURE - the actual house- he just had built on the land for which he already has a deed.

Randy Moss, foul mouthed MN Vikings running back, just fined $10,000 for a simulated "MOONING" on a nationally televised NFL game

[url]http://msn.foxsports.com/story/3311208[/url]

Moss likely to be fined for playoff 'mooning'

Dave Goldberg / Associated Press
Posted: 3 days ago

The league is looking into the star receiver's antics in Minnesota's 31-17 win over the Packers on Sunday and will announce its ruling later this week.

When asked whether the oft-fined Moss would be penalized again, a league spokesman recited NFL rules mandating discipline for "obscene gestures or other actions construed as being in poor taste."

A fine for the first offense under those guidelines is $5,000. Moss has not previously been fined for such action, but paid a $25,000 penalty in 1999 for squirting an official with a water bottle**************...

[HomeGuru]

Originally Posted by moon man

What is the name of your state? Texas

I just completed building a new house on some land I have owned for some time and is in my name. I paid the builder cash for his services and when finished he gave me a release of lien and all bills paid document. What do I have to do now to get a title deed on the house in my name so if I decide to sell it in the future I have all the paper work in order?

**A; if you already own the land, you do not need a separate deed for the house.

[moon man]

The house is "stick built" and not a manufactured house. It was built in accordance with all deed restrictions of the subdivision and was approved by civil, mechanical, and Texas Windstorm Engineers. I just thought I might have to get a Title Insurance or something in my name as down the line when I sell it I will only have the deed to the land. I have the waiver and release of lien from the builder who paid for all bills and then I paid him for it plus a fee for his involvement.

[HomeGuru]

Originally Posted by moon man

The house is "stick built" and not a manufactured house. It was built in accordance with all deed restrictions of the subdivision and was approved by civil, mechanical, and Texas Windstorm Engineers. I just thought I might have to get a Title Insurance or something in my name as down the line when I sell it I will only have the deed to the land. I have the waiver and release of lien from the builder who paid for all bills and then I paid him for it plus a fee for his involvement.

**A: go and see the title company.

[nextwife]

In my area, most DO increase their owners policy title insurance coverage when they build so that they are insured for their full "investment". It is not required, but the lenders order both when they do a new construction loan. You do NOT need any type of deed for this house - it is on your land, you own it. However, it is a good idea to also have lien waivers from the subs and material suppliers- any parties that have leinable interests.

"...I have the waiver and release of lien from the builder who paid for all bills and then I paid him for it plus a fee for his involvement...."

Do not throw these away; keep them safe from vermin, lawyers, earthquake, water, and wind.

[moon man]

Thank you all for the advise. It is appreciated.

[HomeGuru]

Originally Posted by moon man

Thank you all for the advise. It is appreciated.

**A: I refer you to nexie's last post. One lien waiver from the GC does not protect a homeowner from subs and material suppliers from filing their own liens.