Kam sad to say culturally we dont do such things here , Many of the arabic gentlemen I have worked with in the past . I observed when able all help each other to build business , brother 1 comes here makes friends in arabic speaking circles works saves works saves borrows and starts business 1 then brother 2 comes here does same . then cousin etc . many others who have come here over the years did the same thing pooling or making loans with in there own groups , yet culturally we seem to not be willing to do such a thing for our friends and family members . Good luck to you .