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  1. #1
    jrexrode1971 Guest

    wife's ex-husband's name still on house mortgage / deed

    What is the name of your state? south carolina
    My wife's ex-husbands name is still on the deed for the house that I live in with my wife. There is also a second mortgage on the house in my wife's name and her ex. In the divorce decree, the ex was ordered to assume the remainder of that second mortgage. This second mortgage has not yet been paid off. I want to get the deed of the house in mine and my wife's name.
    My questions are:
    1. Will refinancing the first mortgage get mine and her name on the deed?

    2. If we refinance the first mortgage, will the second mortgage have to be paid off or refinanced by the ex?

    3. What is the route to take on solving this problem?

    Thanks so much for any help you can give me.
  2. #2
    HomeGuru is offline Senior Member
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    Re: wife's ex-husband's name still on house mortgage / deed

    [QUOTE]Originally posted by jrexrode1971
    [B]What is the name of your state? south carolina
    My wife's ex-husbands name is still on the deed for the house that I live in with my wife. There is also a second mortgage on the house in my wife's name and her ex. In the divorce decree, the ex was ordered to assume the remainder of that second mortgage. This second mortgage has not yet been paid off. I want to get the deed of the house in mine and my wife's name.
    My questions are:
    1. Will refinancing the first mortgage get mine and her name on the deed?

    **A: no because the first mortgage would want the second paid off or accounted for.
    ********

    2. If we refinance the first mortgage, will the second mortgage have to be paid off or refinanced by the ex?

    **A: yes but ex will not be able to refinance since the ledner would want his name on title.
    ******

    3. What is the route to take on solving this problem?

    **A: consult with a mortgage broker.

    Thanks so much for any help you can give me.

    **A: ok.

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