What is the name of your state (only U.S. law)?
New Jersey
Hello,
My husband passed away early this year. He left no will. There are no other relatives on his side. He is on the title. But his previous wife (deceased) is on the mortgage. Thus - I am not on the mortgage, nor title. The mortgage hasn't been paid since February as I resided in the different home. I am now willing to take over the property and wonder if it is too late?
I was told to file probate and become an administrator of his estate - however he left a lot of credit card debt (solely in his name) and various medical bills (also solely in his name). This was the reason I avoided filing the probate. However, it has been almost 9 months since his passing, and I am now thinking that all the creditors have gone away by now. He left no assets. No car, no bank accounts, the only interest of mine is this property - without having to pay an arm and a leg for missing payments+fees for the past 8 months of unpaid mortgage.
Can I refinance? Can I assume it? What are my options?
Thanks in advance.
New Jersey
Hello,
My husband passed away early this year. He left no will. There are no other relatives on his side. He is on the title. But his previous wife (deceased) is on the mortgage. Thus - I am not on the mortgage, nor title. The mortgage hasn't been paid since February as I resided in the different home. I am now willing to take over the property and wonder if it is too late?
I was told to file probate and become an administrator of his estate - however he left a lot of credit card debt (solely in his name) and various medical bills (also solely in his name). This was the reason I avoided filing the probate. However, it has been almost 9 months since his passing, and I am now thinking that all the creditors have gone away by now. He left no assets. No car, no bank accounts, the only interest of mine is this property - without having to pay an arm and a leg for missing payments+fees for the past 8 months of unpaid mortgage.
Can I refinance? Can I assume it? What are my options?
Thanks in advance.