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What is the name of your state? New Jersey
I am considering filing chapter 7 to avoid a possible wage garnishment. What debts are they allowed to garnish my wages for? I owe on an unsecured personal loan. Also, are there any exemptions? I live paycheck to paycheck and don't have extra money so...
What is the name of your state? New Jersey
I filed my 2004 income tax return on February 2, 2005 and am expecting a refund. I am planning to file chapter 7 in the next week or two. Will it affect my refund? Can my refund be taken away?
What is the name of your state? NJ
I got a personal loan from a bank in December 2003 for about $6000. I stopped paying on it in April 2004. I just received a letter from a lawyer stating they will file a lawsuit against me if they don't hear from me in 30 days. What can they do to me? Can...
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