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What is the name of your state?IL
OK Im a 62 yr old likelong self employed who has limited resources, but can easily pay off my 16K mortgage. And still have a good reserve left over. My payments are very cheap at $243 per month but not a fixed rate prob due to my self employment plus paying a...
What is the name of your state? Illinois
OK I just received my unemployment check retro back to March and now I'm ready to payoff Merrick and their 24% APR, I'm current w. them,. always paid on time etc, but my question is will they negotiate at least a little on the interest if I offer to PIF...
What is the name of your state?IL
OK 2 yrs ago I avoided going to court over $2800 CC debt by agreeing with Xxx, a law firm out of Chicago to make $120 a month payments to satisfy debt. I did ok then things got worse in my finicancial world, and started sending them half ($60) without issues...
What is the name of your state? IL
OK now its me on the trying to collect end, heres whats up....I had an ex GF, also an ex employee of mine, who I generously lent 10K to for misc reasons. Well we broke up, she quite her job and when she sold her house she would pay me back from the proceeds...
What is the name of your state?IL
I'm asking on behalf of my landlord, he bought the commercial building that I rent my business in, the orginal elevator is not automated, its gotta be 60 yrs old plus, is operated manually by using a hand lever. It very functional, this building is only 3 floors...
What is the name of your state (only U.S. law)? IL
I'm trying to raise my FICO score and have paid off a huge amt of debt from my 3 cc's, is there any advantages to carrying a small amt month to month? Between 3 cards, have about $2800 total line and owe approx $900 total, am willing to pay...
What is the name of your state (only U.S. law)? IL
So I learned a hard lesson about debt, I havent made a payment to my debtors since May 2013, and in Illinois, the statue of limitations is 5 yrs on CC debt, but what if one of the debt collections company tries to contact me or bill me after...
What is the name of your state (only U.S. law)IL
Will a credit card company be more apt to reduce the amt owed if I hired an attorney ? I realize they are not cheap. Or is negoating a debt something I can do myself better than a lawyer? thanx
What is the name of your state (only U.S. law)? Illinois
I'm trying to apply for SBA veteran loan, and I read that they prefer a 650 min score, well I'm at 630. I carry 2 balances on Discover card, each about $600. if I paid those in full and didnt take on any more charges, would my score raise...
What is the name of your state (only U.S. law)? IL
On July 4th 2016 I received a letter from JC CHristensen & Associates, a bill collector posing as an attorney. The amt I owed was just under 3K with offer to settle which I'm in no position to. They gave me the usual 30 day window to respond or...
What is the name of your state (only U.S. law)? IL
In 2013 I agreed to send above debt settlement company monthly fees to begin to accumulate funds to settle CC debts at discount rate. I sent them approx 5K, now they are disbanded and apparantly in trouble with the Feds. They were based out of...
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