D
drc
Guest
This accident occured in Oregon.
My wife hit a delivery vehicle that pulled out in front of her. Two witnesses gave her their names and phone numbers and noted she had NO opportunity to avoid the collision. The driver hesitantly agreed. There was extensive damage to the right (passenger) front of my wifes vehicle but it was drivable (now we're hearing some grinds and sick fan noises...), no visible damage to the other vehicle, but she didn't really look for it. No police report was filed.
When the driver filed his report with the company it apparently said only that my wife ran into him.
The company's insurance rep (they self insure but have outside representation) has been very short with my wife by phone (they're in Tulsa...) and implied that they're considering whether to pursue my wife as being at fault. We've only found out anything by my wife actively pursuing them today - they'd never contacted us.
The accident happened a week ago today and we haven't gotten estimates or repairs yet because we wanted to make sure we got what the company needed for settlement. Now we're not sure what to do if they're going to take this route of accusing my wife of being at fault.
Our insurance company (state farm) has been supportive but not really offered alot of concrete advise.
My questions: Should we go ahead and get a couple of estimates (how many?) then have repairs made? If repairs are more that "it's worth" (it's an old car and may not be worth repairing versus getting a replacement), what should we do? What is a reasonable time frame for these kinds of things to take?
Thanks for any advise!
My wife hit a delivery vehicle that pulled out in front of her. Two witnesses gave her their names and phone numbers and noted she had NO opportunity to avoid the collision. The driver hesitantly agreed. There was extensive damage to the right (passenger) front of my wifes vehicle but it was drivable (now we're hearing some grinds and sick fan noises...), no visible damage to the other vehicle, but she didn't really look for it. No police report was filed.
When the driver filed his report with the company it apparently said only that my wife ran into him.
The company's insurance rep (they self insure but have outside representation) has been very short with my wife by phone (they're in Tulsa...) and implied that they're considering whether to pursue my wife as being at fault. We've only found out anything by my wife actively pursuing them today - they'd never contacted us.
The accident happened a week ago today and we haven't gotten estimates or repairs yet because we wanted to make sure we got what the company needed for settlement. Now we're not sure what to do if they're going to take this route of accusing my wife of being at fault.
Our insurance company (state farm) has been supportive but not really offered alot of concrete advise.
My questions: Should we go ahead and get a couple of estimates (how many?) then have repairs made? If repairs are more that "it's worth" (it's an old car and may not be worth repairing versus getting a replacement), what should we do? What is a reasonable time frame for these kinds of things to take?
Thanks for any advise!