P
pbjasons
Guest
What is the name of your state? TX
I was involved in a rear end collision with myself on the receiving end while stopped at a stoplight. The other party's insurance company (Nationwide) accepted responsibility for the accident. They have repaired my vehicle and my medical treatment is completed.
We now come to the infamous settlement issues. Here is a breakdown of my costs.
Medical $1027.00
Lost Wages: $806.00
Vehicle Damages $1600.00 (They already paid)
I basically spent the 2 weeks following the accident in pain, neck shoulders, back all stiff. It hurt to move.
The way nationwide sees it, they are only required to pay me 80% of my lost wages (They say because I would have paid taxes anyway).
They will pay the medical bills in full.
They then offered me $281.00 for my pain and suffering.
Grand total they originally offered was $2000.
I was insulted that my 2 weeks of pain was worth $300 and refused to settle for that amount. I countered with $5000 total. They went up to $2600 and would not budge.
Nationwide basically told me that paying 2-3 times the medical bills hasn't happened in 10 years.
I was also under the impression that they were required to pay for my full lost wages, not this 80% they claim.
Am I wrong? Do I have a case?
Now here comes the hard part. Do I settle for $2600 or seek a personal injury attorney and hope to get more than that eventually?
Jason
I was involved in a rear end collision with myself on the receiving end while stopped at a stoplight. The other party's insurance company (Nationwide) accepted responsibility for the accident. They have repaired my vehicle and my medical treatment is completed.
We now come to the infamous settlement issues. Here is a breakdown of my costs.
Medical $1027.00
Lost Wages: $806.00
Vehicle Damages $1600.00 (They already paid)
I basically spent the 2 weeks following the accident in pain, neck shoulders, back all stiff. It hurt to move.
The way nationwide sees it, they are only required to pay me 80% of my lost wages (They say because I would have paid taxes anyway).
They will pay the medical bills in full.
They then offered me $281.00 for my pain and suffering.
Grand total they originally offered was $2000.
I was insulted that my 2 weeks of pain was worth $300 and refused to settle for that amount. I countered with $5000 total. They went up to $2600 and would not budge.
Nationwide basically told me that paying 2-3 times the medical bills hasn't happened in 10 years.
I was also under the impression that they were required to pay for my full lost wages, not this 80% they claim.
Am I wrong? Do I have a case?
Now here comes the hard part. Do I settle for $2600 or seek a personal injury attorney and hope to get more than that eventually?
Jason