K
KBT
Guest
What is the name of your state? Florida
In 1991, my wife forged my signature on a credit card application and obtained the card without my knowledge. In 2000, we divorced. In 10/2002 upon purchasing an automobile I discovered this card on my credit report. It had a balance of about $4000.00 and payments were on time. I notified the creditor that I did not hold this card nor use it and wanted it removed from credit report. After several months, I was able to obtain a copy of the original credit card application which indeed showed that my wife had forged my signature and used my income information to obtain the card. I filed a police report and forwarded it to the creditor who immediately put a "hold" on the card due to fraud.
At that time, my ex-wife dropped her credit card statement off at my home and said "since you closed the account, you can pay the bill". Well, needless to say, I did not pay the bill, as it was not my responsibility. Therefore, the card is now 7 months behind in payments.
I have since been successful in having the card removed from all 3 credit reports by signing nonresponsibility forms and the creditor is actively trying to collect from my ex-wife.
My question is . . . can I legally do anything to my ex-wife for what she did?
In 1991, my wife forged my signature on a credit card application and obtained the card without my knowledge. In 2000, we divorced. In 10/2002 upon purchasing an automobile I discovered this card on my credit report. It had a balance of about $4000.00 and payments were on time. I notified the creditor that I did not hold this card nor use it and wanted it removed from credit report. After several months, I was able to obtain a copy of the original credit card application which indeed showed that my wife had forged my signature and used my income information to obtain the card. I filed a police report and forwarded it to the creditor who immediately put a "hold" on the card due to fraud.
At that time, my ex-wife dropped her credit card statement off at my home and said "since you closed the account, you can pay the bill". Well, needless to say, I did not pay the bill, as it was not my responsibility. Therefore, the card is now 7 months behind in payments.
I have since been successful in having the card removed from all 3 credit reports by signing nonresponsibility forms and the creditor is actively trying to collect from my ex-wife.
My question is . . . can I legally do anything to my ex-wife for what she did?