What is the name of your state? Texas
I was divorced in 1999, in the divorce decree there are credit cards listed with the balance at the time of the divorce and who would be responsible for each card. I paid off and or closed everything that I was responsible for in order to get my ex's name off of everything. I know that the accounts he was left responsible for were paid in full in April of 2000 (about 8 months after the divorce was final) In Oct 2002 (two and half years after the accounts were paid in full) I get a call from a credit card company stating that the card is over $400.00 over the limit, and over 30 days delinquent. They refuse to take my name off the account and stop reporting to my credit report, stating that I'm a joint owner. Even though I can show proof that the card was paid in full after the divorce and I no longer had anything to do with the account. Now, I have creditors closing my accounts and raising my once very low rates to very high rates because of that one card that I don't have anything to do with. When I found out about the card being open, I closed it but by then it was too late. What can I do to force my ex to pay this debt ASAP and can I make him pay me damages for the increased interest I'm being charged? I don't know if this is a small claims matter, or a divorce court matter or what?
Thanks
I was divorced in 1999, in the divorce decree there are credit cards listed with the balance at the time of the divorce and who would be responsible for each card. I paid off and or closed everything that I was responsible for in order to get my ex's name off of everything. I know that the accounts he was left responsible for were paid in full in April of 2000 (about 8 months after the divorce was final) In Oct 2002 (two and half years after the accounts were paid in full) I get a call from a credit card company stating that the card is over $400.00 over the limit, and over 30 days delinquent. They refuse to take my name off the account and stop reporting to my credit report, stating that I'm a joint owner. Even though I can show proof that the card was paid in full after the divorce and I no longer had anything to do with the account. Now, I have creditors closing my accounts and raising my once very low rates to very high rates because of that one card that I don't have anything to do with. When I found out about the card being open, I closed it but by then it was too late. What can I do to force my ex to pay this debt ASAP and can I make him pay me damages for the increased interest I'm being charged? I don't know if this is a small claims matter, or a divorce court matter or what?
Thanks