O
orice7
Guest
What is the name of your state? North Carolina
I just received a summons to be in court on 2/10/04 for my boyfriend's credit card debt. I was stupid enough to co-sign for it a couple of years back. A year ago, he lost his job and stopped making payments. He did just finally get a job last week, however, he does not have enough to pay off the debt. The debt is for $1620.57 with only $78.45 of interest.
I'm not too sure what I need to do. Do I need to hire an attorney? Can I go and represent the two of us and set up payment plans? Are they going to expect full payment? Is there any way out of this debt? If he claimed bankruptcy, would I then be solely responsible?
Sorry for all of the questions, but I just want to know what our options are.
Thanks!
I just received a summons to be in court on 2/10/04 for my boyfriend's credit card debt. I was stupid enough to co-sign for it a couple of years back. A year ago, he lost his job and stopped making payments. He did just finally get a job last week, however, he does not have enough to pay off the debt. The debt is for $1620.57 with only $78.45 of interest.
I'm not too sure what I need to do. Do I need to hire an attorney? Can I go and represent the two of us and set up payment plans? Are they going to expect full payment? Is there any way out of this debt? If he claimed bankruptcy, would I then be solely responsible?
Sorry for all of the questions, but I just want to know what our options are.
Thanks!