R
radodave
Guest
I'm being sued in Small Claims Court for a credit card debt. The debt was incurred when I missed payments and the interest bloomed to well over 20%. The original debt was about 600. With the penalties, late fees and other charges the amount I'm being sued for is $1100.00.
When I missed payments the bank suggested sending them postdated checks. I did make several payments with an agreement from the bank to drop the late charges and fees and bring by account current. With my payments the bank did not remove the charges or fees.
At this time income is very erratic and very limited due to illness. It's a stretch from me to purchase medicine. Being diabetic there have been times when I've reduced the amount of insulin I take to make it last longer. Same needle for months at a time. Not a very good strategy.
Is there anything I can or should do to defend myself in court.
[email protected]
When I missed payments the bank suggested sending them postdated checks. I did make several payments with an agreement from the bank to drop the late charges and fees and bring by account current. With my payments the bank did not remove the charges or fees.
At this time income is very erratic and very limited due to illness. It's a stretch from me to purchase medicine. Being diabetic there have been times when I've reduced the amount of insulin I take to make it last longer. Same needle for months at a time. Not a very good strategy.
Is there anything I can or should do to defend myself in court.
[email protected]