T
Target119
Guest
What is the name of your state? Georgia
Here's my situation! Back in August of 2002 I moved in with roommate who owned his own home and rented out a room to me. Upon moving in my mother who was helping asked the guy if I needed to get renters insurance and he stated No that I was covered under his Home Owner's insurance and if anything were to happen, he would claim it on his Home Owner's. Well time went by and in November of 2003 the house was burglarized due to the front door left open by him. Majority of the stuff that went missing was mine which valued at $3400.00 and his stuff valued about $1200.00. When we were talking to the Police he again assured me that I needed not to worry because his Home Owner's would cover my stuff. Well he began to file his claim and mentioned that I was a renter in his home and the insurance company refused to pay him for my items and rewarded him with a $1000.00 check which till today I still haven't seen to verify if they paid him more.
To add to the story when I first moved in there was a third person living with us and he had already moved out and relocated way before the burglary. After the burglary I made contact with him and asked if he was ever asked to aquire his own renters insurance and he claimed that he did not because the home owner said his insurance would cover him under his roof.
I guess my question is, do I have a case to ask him to pay for my missing items, and how should I go about it.The former roommate who lived there is very friendly with the home owner so I don't think I can get a statement from him. There was no forced entry because the door was left open by him and I did not aquire renter's insurance due to his gaurantee that I would be covered.
Here's my situation! Back in August of 2002 I moved in with roommate who owned his own home and rented out a room to me. Upon moving in my mother who was helping asked the guy if I needed to get renters insurance and he stated No that I was covered under his Home Owner's insurance and if anything were to happen, he would claim it on his Home Owner's. Well time went by and in November of 2003 the house was burglarized due to the front door left open by him. Majority of the stuff that went missing was mine which valued at $3400.00 and his stuff valued about $1200.00. When we were talking to the Police he again assured me that I needed not to worry because his Home Owner's would cover my stuff. Well he began to file his claim and mentioned that I was a renter in his home and the insurance company refused to pay him for my items and rewarded him with a $1000.00 check which till today I still haven't seen to verify if they paid him more.
To add to the story when I first moved in there was a third person living with us and he had already moved out and relocated way before the burglary. After the burglary I made contact with him and asked if he was ever asked to aquire his own renters insurance and he claimed that he did not because the home owner said his insurance would cover him under his roof.
I guess my question is, do I have a case to ask him to pay for my missing items, and how should I go about it.The former roommate who lived there is very friendly with the home owner so I don't think I can get a statement from him. There was no forced entry because the door was left open by him and I did not aquire renter's insurance due to his gaurantee that I would be covered.