What is the name of your state? Massachusetts
I placed 2 flower girl dress on ultimatewedding.com - a website dedicated to brides helping each other with wedding planning - a woman contacted me stating she was interested in purchasing the dresses - she stated that she resided in London - but was working in the Benin Republic on official assignment - She said she would send payment to me - the next day she stated that someone in the U.S. owed her a large amount of money ($4,700) for a cancelled order and asked if i would collect the funds on her behalf - withdraw the amount for the dresses and send her the remaining balance via Western Union - Initially I declined - I said I did not want to be responsible for such a large amount of money - she pleaded with me - and being she posed herself as a bride in need of help - I agreed to help her. The Check was issued in form of Official U.S. Bank check - It was delivered via FEDEX - I took the check to my bank - they stated that they needed to hold it for 24hrs - I went back to my bank 24hrs later to see if the check had cleared - The same teller who deposited the check told me the check had Cleared - I then went on to tell her the entire story. She said well the check cleared - and i withdrew the $4,700 - the next day I sent this person the remaining balance of $4,055.00 via Western Union to the Benin Republic. Two days following - my bank informed me that the check came back and was counterfeit. The bank now holds me responsible for the money - they bounced all of my checks that came in for my account and drained my savings. They are now looking for me to pay the balance owed to them in the amount of $2,150 by the end of the week - they already took everything i have and i have no way to even pay my bills at this point.
The bank stated that they did not clear the check - that they made the funds available to me within 24hrs because it was a bank check and 99% of the time they are good checks - But the term said to me when collecting the money was "CLEARED" no one ever explained to me that the clearing process wasnt complete and that this check could come back. The just said cleared - so i figured i was all set and the check was good. Never would I have wired the money had anyone suggested that the clearing process wasnt complete.
Please help!!!
I placed 2 flower girl dress on ultimatewedding.com - a website dedicated to brides helping each other with wedding planning - a woman contacted me stating she was interested in purchasing the dresses - she stated that she resided in London - but was working in the Benin Republic on official assignment - She said she would send payment to me - the next day she stated that someone in the U.S. owed her a large amount of money ($4,700) for a cancelled order and asked if i would collect the funds on her behalf - withdraw the amount for the dresses and send her the remaining balance via Western Union - Initially I declined - I said I did not want to be responsible for such a large amount of money - she pleaded with me - and being she posed herself as a bride in need of help - I agreed to help her. The Check was issued in form of Official U.S. Bank check - It was delivered via FEDEX - I took the check to my bank - they stated that they needed to hold it for 24hrs - I went back to my bank 24hrs later to see if the check had cleared - The same teller who deposited the check told me the check had Cleared - I then went on to tell her the entire story. She said well the check cleared - and i withdrew the $4,700 - the next day I sent this person the remaining balance of $4,055.00 via Western Union to the Benin Republic. Two days following - my bank informed me that the check came back and was counterfeit. The bank now holds me responsible for the money - they bounced all of my checks that came in for my account and drained my savings. They are now looking for me to pay the balance owed to them in the amount of $2,150 by the end of the week - they already took everything i have and i have no way to even pay my bills at this point.
The bank stated that they did not clear the check - that they made the funds available to me within 24hrs because it was a bank check and 99% of the time they are good checks - But the term said to me when collecting the money was "CLEARED" no one ever explained to me that the clearing process wasnt complete and that this check could come back. The just said cleared - so i figured i was all set and the check was good. Never would I have wired the money had anyone suggested that the clearing process wasnt complete.
Please help!!!