O
oneeye8000
Guest
West Hollywood, CA
I got a collection notice today saying that I owed $590 because "failure to appear on your citation". The letter from the collection agency was my first correspondence that I even got a citation. No citation in the mail, no courtesy letters before sending me to collections.
A while back I was turning left at an intersection. I had to wait for oncoming traffic as the light turned yellow and then red before making my left turn. I saw the camera flashing as I made my turn on red. I thought, maybe they will ticket me, or maybe not.
I'm not concerned with the red light ticket since I deserved it, I concerned by being submitted to collections and late fees. I'm trying to buy a house in the next 12 months, taking a hit like this to my FICO score and the 7 year mark on my record.
Thanks for any advise,
Todd
I got a collection notice today saying that I owed $590 because "failure to appear on your citation". The letter from the collection agency was my first correspondence that I even got a citation. No citation in the mail, no courtesy letters before sending me to collections.
A while back I was turning left at an intersection. I had to wait for oncoming traffic as the light turned yellow and then red before making my left turn. I saw the camera flashing as I made my turn on red. I thought, maybe they will ticket me, or maybe not.
I'm not concerned with the red light ticket since I deserved it, I concerned by being submitted to collections and late fees. I'm trying to buy a house in the next 12 months, taking a hit like this to my FICO score and the 7 year mark on my record.
Thanks for any advise,
Todd