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Amyann72
Guest
What is the name of your state?What is the name of your state? Kansas
My 1999 Mercury was sitting outside a small auto shop waiting to be repaired ( timing belt went out). That night someone or somehow the car next to mine was set on fire. My car received damage on the drivers side to the doors and rear bumper and some interior was barely melted on just the rear door. If my insurance company totals my car do I have any legal right to being compensated for having to buy a different car since the car was not in "my" care at the time of the damage? My car's apprasial value / blue book is around 3500 - to buy one for a dealer would be about twice that amount. The car was in good condition and only had 62000 miles on it. I don't see how it is right/fair that I would have to pay the "extra" money to get a car in about the same shape etc. when I left it in the care of an automotive shop to be repaired and the damage in question occured there. To make matters worse and more complicated........the car was at the auto shop after they had already fixed it once and it broke down again ( I got 2 miles down the road after picking it up and the "new" timing belt had been installed ) If insurance DOES NOT total my car must I pay the deductable? Would not the auto shop be responsible since it was back in the shop for repairs of their mistake?
Sincerely,
Amyann
My 1999 Mercury was sitting outside a small auto shop waiting to be repaired ( timing belt went out). That night someone or somehow the car next to mine was set on fire. My car received damage on the drivers side to the doors and rear bumper and some interior was barely melted on just the rear door. If my insurance company totals my car do I have any legal right to being compensated for having to buy a different car since the car was not in "my" care at the time of the damage? My car's apprasial value / blue book is around 3500 - to buy one for a dealer would be about twice that amount. The car was in good condition and only had 62000 miles on it. I don't see how it is right/fair that I would have to pay the "extra" money to get a car in about the same shape etc. when I left it in the care of an automotive shop to be repaired and the damage in question occured there. To make matters worse and more complicated........the car was at the auto shop after they had already fixed it once and it broke down again ( I got 2 miles down the road after picking it up and the "new" timing belt had been installed ) If insurance DOES NOT total my car must I pay the deductable? Would not the auto shop be responsible since it was back in the shop for repairs of their mistake?
Sincerely,
Amyann