H
hfrank
Guest
What is the name of your state? New Jersey.
Please bear with me as this might get a little long.
In February of 2002, I went to the local hospital for a head injury. I gave them my insurance card and all the other relavant information upon entering the emergency room.
Naturally a few months later a bill came for the amount of my copay. Which I paid.
Fast foward 2 years, and I get papers in the mail saying that I am being sued by the hospital's cat scan department for $525, which I never paid.
I filed all the paperwork I was supposed to. I got in touch with my insurance company which paid the original claim submitted by the hospital. The car scan was not on the claim. I got copies of all my paperwork, including the admissions form, which has a copy of my insurance card on the third page of the packet, and my insurance company name and my policy number on the front page.
I have been in touch with the court, the plantiff's lawyer, the hospital and the insurance company. In April, my insurance company said to resubmit the bill, with a note on it, and the original claim number and it would be paid. However, the hospital wouldn't give me a copy of the bill, nor would their lawyer. In July, the lawyer called me and said for me to resubmit the bill and if it was paid, they would drop it. When I told them for the 100th time I didn't have a copy of the bill, they said they would submit it.
I called my insurance company and they told me it was submitted July 16th. But they didn't make a decision on it. I called the court and the lawyer and got the court date pushed back again.
I called my insurance company again and they told me the claim was denied because the hospital didn't file it properly and that they were notified of it. Something about they needed to explain why it was filed two years later. The insurance company said that the hospital is now liable for the bill.
This is driving me crazy. Between taking time of work to go to court, to go to the lawyers, payment for the lawyer, having to make personal phone calls at work, my pay being docked because of it, I'm going nuts.
My question is this. I had insurance when I went to the hospital. It's in their file. They submitted a claim to my insurance company which was paid, which proves that they knew I had insurance. Do I have grounds to counter sue them for legal fees and my missed time at work, cost of phone calls I had to pay from a business phone, since the court and their lawyer's office close the same time I get off work? And what about how this affects my credit? I'm being sued over a mistake they made. and it's messing up my credit. What can I do to get this all rectified?
Thanks for reading, and for whatever advice you can offer.
Oh i forgot to mention, the lawyers office sent me a form that I "filled out" after I was admitted when I got my cat scan. It's not in my handwriting, my name, my parents names, my street name, my work place, all of it spelled wrong and on the bottom in someone else's handwriting it says that "I, Helena Frank, do not have insurance and agree to pay $20 a week." I know I never signed that because I did have insurance, I already gave them the information, It's not my handwriting, and I know how to spell my name, my parent's names, my street name and my place of work. Don't know if that is relevant or not. But it's better to have all the facts.
Thanks again,
-helena
Please bear with me as this might get a little long.
In February of 2002, I went to the local hospital for a head injury. I gave them my insurance card and all the other relavant information upon entering the emergency room.
Naturally a few months later a bill came for the amount of my copay. Which I paid.
Fast foward 2 years, and I get papers in the mail saying that I am being sued by the hospital's cat scan department for $525, which I never paid.
I filed all the paperwork I was supposed to. I got in touch with my insurance company which paid the original claim submitted by the hospital. The car scan was not on the claim. I got copies of all my paperwork, including the admissions form, which has a copy of my insurance card on the third page of the packet, and my insurance company name and my policy number on the front page.
I have been in touch with the court, the plantiff's lawyer, the hospital and the insurance company. In April, my insurance company said to resubmit the bill, with a note on it, and the original claim number and it would be paid. However, the hospital wouldn't give me a copy of the bill, nor would their lawyer. In July, the lawyer called me and said for me to resubmit the bill and if it was paid, they would drop it. When I told them for the 100th time I didn't have a copy of the bill, they said they would submit it.
I called my insurance company and they told me it was submitted July 16th. But they didn't make a decision on it. I called the court and the lawyer and got the court date pushed back again.
I called my insurance company again and they told me the claim was denied because the hospital didn't file it properly and that they were notified of it. Something about they needed to explain why it was filed two years later. The insurance company said that the hospital is now liable for the bill.
This is driving me crazy. Between taking time of work to go to court, to go to the lawyers, payment for the lawyer, having to make personal phone calls at work, my pay being docked because of it, I'm going nuts.
My question is this. I had insurance when I went to the hospital. It's in their file. They submitted a claim to my insurance company which was paid, which proves that they knew I had insurance. Do I have grounds to counter sue them for legal fees and my missed time at work, cost of phone calls I had to pay from a business phone, since the court and their lawyer's office close the same time I get off work? And what about how this affects my credit? I'm being sued over a mistake they made. and it's messing up my credit. What can I do to get this all rectified?
Thanks for reading, and for whatever advice you can offer.
Oh i forgot to mention, the lawyers office sent me a form that I "filled out" after I was admitted when I got my cat scan. It's not in my handwriting, my name, my parents names, my street name, my work place, all of it spelled wrong and on the bottom in someone else's handwriting it says that "I, Helena Frank, do not have insurance and agree to pay $20 a week." I know I never signed that because I did have insurance, I already gave them the information, It's not my handwriting, and I know how to spell my name, my parent's names, my street name and my place of work. Don't know if that is relevant or not. But it's better to have all the facts.
Thanks again,
-helena