potential injury of a child on your property
Hi,
From my own experience, my son had a few friends over and they were running and playing hide and seek in the yard last year. The one friend got his foot stuck in the crook of a tree and broke his leg and had to have surgery and a pin put in his leg. We were of course upset because him and his parents are friends of ours. Well.. when it comes to Dr. bills... you will find out who your friends are. They called our insurance company and insisted that a claim be filed. Our insurance agent advised us not to cause any commotion about it and just submit the claim because they actually had the right to sue us. AND when the child himself turns 18 they can also sue on their own behalf if there are bad injuries. Allstate told us that even if you have a child playing on your lawn and a bee stings them and they are allergic... you technically are responsible... it stinks.. but that's how it is... now in a court of law.. i have no idea if it would stand up as a suit or not. We also have a swimming pool and my husband was hyper after this incident and asked allstate about posting a swim at your own risk sign... he said that it does not make any difference what sign you post.. such as even a "beware of dog" sign.. we eventually got over it, but it was sure hard to let the kids have friends over to swim and play for a while... luckily in our case so far nothing has gone any further and we are all still friends, but you never know..
Suzanne D
Helping to establish equal legal access for all under the law