testedmonkey
Member
What is the name of your state? CA
The girl I sold my Camry to blew the car up before she paid me off. She says she parked it, went inside, then came out 10 minutes later and "the car was on fire".
At the time I sold her the car, she couldn't afford to pay me in full, so I allowed her to take over the payments on my loan. The agreement was that she had to pay me by the 15th of every month, because the bank would hit my account for the money on the 20th.
She never supplied me proof of insurance, so I have been maintaining full coverage on the car for a year and half. The car is registered to me, because my bank won't release the title until the loan is paid. She keeps changing her phone number and rarely responds to emails, especially on the several occasions she's been late with the payment.
She didn't make the 7/15 payment. After several attempts to contact her, she emailed me on 7/31 to say the car blew up and that's why she didn't make the payment. Turns out, the car didn't blow up until the 30th, so there's no excuse for her not to pay by 7/15. She has since refused to pay the 8/15 payment, said she "just doesn't have the money."
Her claims adjustor is issuing the check payable to me, because I'm the registered owner. The loan balance is $4500ish, they're sending $6000ish because that is what the car is worth. The claims adjustor told me she has no insurable interest in the car and that I don't need to share the $1500 overage.
She wants me to give her the $1500ish difference. Legally, do I have to give her a dime?
The girl I sold my Camry to blew the car up before she paid me off. She says she parked it, went inside, then came out 10 minutes later and "the car was on fire".
At the time I sold her the car, she couldn't afford to pay me in full, so I allowed her to take over the payments on my loan. The agreement was that she had to pay me by the 15th of every month, because the bank would hit my account for the money on the 20th.
She never supplied me proof of insurance, so I have been maintaining full coverage on the car for a year and half. The car is registered to me, because my bank won't release the title until the loan is paid. She keeps changing her phone number and rarely responds to emails, especially on the several occasions she's been late with the payment.
She didn't make the 7/15 payment. After several attempts to contact her, she emailed me on 7/31 to say the car blew up and that's why she didn't make the payment. Turns out, the car didn't blow up until the 30th, so there's no excuse for her not to pay by 7/15. She has since refused to pay the 8/15 payment, said she "just doesn't have the money."
Her claims adjustor is issuing the check payable to me, because I'm the registered owner. The loan balance is $4500ish, they're sending $6000ish because that is what the car is worth. The claims adjustor told me she has no insurable interest in the car and that I don't need to share the $1500 overage.
She wants me to give her the $1500ish difference. Legally, do I have to give her a dime?
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