State is Florida. My husband was rear-ended last Saturday. He was driving a 1967 Ford Galaxie. The girl that hit him was in a 2001 Camaro. Needless to say the Camaro lost. The accident happened right in front of a local police officer. The guy in front of my hubby decided to turn rather abruptly and my husband managed to stop in time, but the Camaro didn't stop and ended up about 2 feet under the back bumper of the Galaxie. She was cited for following too closely. No tickets issued to my husband or the first driver who was making the turn. We have some relatively minor visible damage (bumper is pushed in causing the trunk lid to bulge, the air lines on both rear shocks snapped, and the exhaust system is now dragging) and my hubby has some back pain. Her car sustained $5000 in damage according to the Officer...hubby said the whole front end of her car was crunched. We contacted our insurance company and her insurance company and are getting the run around from her company. My hubby has called the office 4 days this week only to be told that the agent who covers the Florida region is out of the office. We do have medical insurance through the military so he can be seen by a doc, but the military will not pay for a chiropractor. Ok...now that all of that is out of the way, here are the questions: is there a time limit on having our car inspected and my hubby's back looked at? And since the agent is conveniently out of the office will the fact that my hubby has called the office on at least 5 occasions save us any face?