Contacting Insurance Company

What is the name of your state?
California

Hi,

Here's the deal. My wife was in a parking lot and was backed into by another driver in a truck. Caused a minor dent on the rear left hand side. My wife was parked so the other driver is clearly at fault. We got a phone message from the other driver's insurance company and the claims person wants to know the claim number from my insurance company. If my wife is not responsible for the accident do we still have to submit a claim to our insurance company? This may inadvertantly raise our rates through no fault of our own. Any help would be appreciated.

Thanks,
Patrick

thepaddy said:

What is the name of your state?
California

This may inadvertantly raise our rates through no fault of our own.

Click to expand...

My response:

No, it won't. Not-at-fault accidents don't raise rates in California.

IAAL