S
soohk
Guest
What is the name of your state? Massachusetts
Not even a month after I moved into the city from the suburbs my car was stolen. The police found my totaled car in the town I had just moved from. This is terribly ironic because 1. One of the reasons I moved to the city was so I can keep my sports car and still get to work in the winter 2. I knew no one in my old town 3. I had never been to the part of town the car was found in.
I filed my claim; the police did their investigation and turned the car over to the insurance company.
A couple weeks later I received a letter from the state attorney stating they'd found a man and was prosecuting him for the burglary of my car. I did not know the man and the attorney said they believed he was responsible for the theft of several cars, mine included. I showed the letter to the insurance company's investigator on the day I was supposed to give a recorded interview. Instead of proceeding with the interview he just made a copy of the letter, told me everything should be resolved in a few days, and let me leave.
After days of no contact I called the investigator and he had a very different attitude. He told me I have to give an examination under oath with their lawyer. He told me this was normal procedures but I felt doubtful because he had been so quick to assure me everything was set during our last meeting. I asked him if he had contacted the state attorney and what was going on with that case and he told me that it was confidential and he wouldn't tell me. Then he asked me twice, "Are you sure you have nothing to tell me?"
At this point I began to do some research and found countless horror stories in which the insurance company used the examination under oath (EUO) to deny claims. Supposedly these examinations are six hours long and they put words in your mouth and twist your words around so it looks like you're a liar. One person even said that if you come to the point where they want an EUO then you can expect that you won't see any money.
My only comfort (?) was that I couldn't find any such horror stories that took place in Massachusetts, plus most of them came from those insured by Allstate. However, I'm still apprehensive that my insurance company is trying to screw me. I can't tell if they think they know something or if this was all planned from the beginning.
Does anyone have any information/advice on what is happening in my situation? Should I get a lawyer?
Thanks---
Not even a month after I moved into the city from the suburbs my car was stolen. The police found my totaled car in the town I had just moved from. This is terribly ironic because 1. One of the reasons I moved to the city was so I can keep my sports car and still get to work in the winter 2. I knew no one in my old town 3. I had never been to the part of town the car was found in.
I filed my claim; the police did their investigation and turned the car over to the insurance company.
A couple weeks later I received a letter from the state attorney stating they'd found a man and was prosecuting him for the burglary of my car. I did not know the man and the attorney said they believed he was responsible for the theft of several cars, mine included. I showed the letter to the insurance company's investigator on the day I was supposed to give a recorded interview. Instead of proceeding with the interview he just made a copy of the letter, told me everything should be resolved in a few days, and let me leave.
After days of no contact I called the investigator and he had a very different attitude. He told me I have to give an examination under oath with their lawyer. He told me this was normal procedures but I felt doubtful because he had been so quick to assure me everything was set during our last meeting. I asked him if he had contacted the state attorney and what was going on with that case and he told me that it was confidential and he wouldn't tell me. Then he asked me twice, "Are you sure you have nothing to tell me?"
At this point I began to do some research and found countless horror stories in which the insurance company used the examination under oath (EUO) to deny claims. Supposedly these examinations are six hours long and they put words in your mouth and twist your words around so it looks like you're a liar. One person even said that if you come to the point where they want an EUO then you can expect that you won't see any money.
My only comfort (?) was that I couldn't find any such horror stories that took place in Massachusetts, plus most of them came from those insured by Allstate. However, I'm still apprehensive that my insurance company is trying to screw me. I can't tell if they think they know something or if this was all planned from the beginning.
Does anyone have any information/advice on what is happening in my situation? Should I get a lawyer?
Thanks---