What is the name of your state? I live in New Hampshire. On July 4th an individual who went into diabetic shock crossed over into my lane and hit me head on. My vehicle was totaled. I have made 2 payments on the vehicle since the accident and a thrid one is due now. Both my insurance company and gap insurance have submitted checks to my finacial company to pay off my vehicle, both of which I have confirmation letters that checks have been submitted on my behalf. However, the accound number my finacial company supplied to the insurance company was incorrect and the check was applied to the wrong account. My finacial company now expects me to continue making payments until this mess is cleaned up. Should I? Why should I be responsible for their error. I'm out of work because of injuries sustained by the accident and money is tight. Any advice would be appreciated.