What is the name of your state? Connecticut
Hello, I was involved in a slow speed, minimal damage, auto accident in May of 2002. My recollection is that the police report indicated no fault to either party, although I cannot locate a copy (do I need to?). The driver and I verbally agreed we would take care of our own damage to the vehicles, however, the police officer took insurance info from both parties. The driver of the other car requested to have an ambulance take him to the hospital, although he appeared fine. I assume that no claims proceedings were instigated at the time as I heard nothing of the matter from my insurance company. Now it appears that the other driver has since obtained counsel and is claiming injury, and about 1 year ago I started to receive letters asking me to sign an "affidavit of no insurance". At this time it came to my knowledge that I was actually uninsured at the time due to a late payment. This was news to me since when I informally consulted with the insurance regarding the accident, they did NOT inform me that my coverage had lapsed.
Okay finally my question: I have not signed this affidavit and all that happens is that every 2 or 3 months I get another request to sign an enclosed affidavit of no insurance. Should I offer to sign it in return for a full release from the allegedly injured party? Does the other driver only need this to pursue his claim with his own insurance company? What liability do I open myself up to if I do sign it, and what liability would I have if I don't?
Thanks in advance for any advice.
Hello, I was involved in a slow speed, minimal damage, auto accident in May of 2002. My recollection is that the police report indicated no fault to either party, although I cannot locate a copy (do I need to?). The driver and I verbally agreed we would take care of our own damage to the vehicles, however, the police officer took insurance info from both parties. The driver of the other car requested to have an ambulance take him to the hospital, although he appeared fine. I assume that no claims proceedings were instigated at the time as I heard nothing of the matter from my insurance company. Now it appears that the other driver has since obtained counsel and is claiming injury, and about 1 year ago I started to receive letters asking me to sign an "affidavit of no insurance". At this time it came to my knowledge that I was actually uninsured at the time due to a late payment. This was news to me since when I informally consulted with the insurance regarding the accident, they did NOT inform me that my coverage had lapsed.
Okay finally my question: I have not signed this affidavit and all that happens is that every 2 or 3 months I get another request to sign an enclosed affidavit of no insurance. Should I offer to sign it in return for a full release from the allegedly injured party? Does the other driver only need this to pursue his claim with his own insurance company? What liability do I open myself up to if I do sign it, and what liability would I have if I don't?
Thanks in advance for any advice.
Last edited: