R
RD0587
Guest
WWhat is the name of your state? Florida
May 2002 I was rear-ended by my then fiance (now wife) at about 50mph. I was stopped. My car was totaled, hers had $9000 damage. I told the police she was my fiance and they did not ticket her. We both had and still have State Farm Ins.
Within a few days my neck started to bother me. I started to go to a chiropractor and he diagnosed me as having whiplash. He treated me until about Dec. 2003 when I received a letter from State Farm - my benefits under her policy are expired. I stopped going to the chiropractor as the visits were not being paid for.
I work in an office and on long days my neck becomes fatigued and I have pain. Also at other times like: going to a football or hockey game; wrestling with the kids in the pool; we took a 2 hour bus tour while on vacation and after an afternoon of turning my neck and head looking at sites all I wanted to do was get back to the room and lie down and rest my neck and head. The pain seems worse on those days when I actively move and turn my neck.
I know I should see the chiropractor again but I don't feel it is my obligation to pay for treatments. Prior to this accident I never had neck fatigue or pain issues. I could and did anything I wanted.
I don't want to sue my wife and I am not sure but my insurance rates would probably go up- we both have State Farm.
State Farm has offered to give me $2,500 to settle and sign a release. I feel I don't know what could happen in the futire - this is not going away and it could be a life-long event with my neck and I should be compensated for my pain, suffering - what about lost time at the office?
If anyone has insight in a case like this please let me know.
May 2002 I was rear-ended by my then fiance (now wife) at about 50mph. I was stopped. My car was totaled, hers had $9000 damage. I told the police she was my fiance and they did not ticket her. We both had and still have State Farm Ins.
Within a few days my neck started to bother me. I started to go to a chiropractor and he diagnosed me as having whiplash. He treated me until about Dec. 2003 when I received a letter from State Farm - my benefits under her policy are expired. I stopped going to the chiropractor as the visits were not being paid for.
I work in an office and on long days my neck becomes fatigued and I have pain. Also at other times like: going to a football or hockey game; wrestling with the kids in the pool; we took a 2 hour bus tour while on vacation and after an afternoon of turning my neck and head looking at sites all I wanted to do was get back to the room and lie down and rest my neck and head. The pain seems worse on those days when I actively move and turn my neck.
I know I should see the chiropractor again but I don't feel it is my obligation to pay for treatments. Prior to this accident I never had neck fatigue or pain issues. I could and did anything I wanted.
I don't want to sue my wife and I am not sure but my insurance rates would probably go up- we both have State Farm.
State Farm has offered to give me $2,500 to settle and sign a release. I feel I don't know what could happen in the futire - this is not going away and it could be a life-long event with my neck and I should be compensated for my pain, suffering - what about lost time at the office?
If anyone has insight in a case like this please let me know.
Last edited: