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who's responsable?

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wrmjr1

Guest
What is the name of your state? Florida
The property behind my house is a 10 acre wooded lot. During hurricane Ivan a tree turned over on that lot and took out my fence. I don't want to make a claim on my homeowners policy so I called the property owner to make a deal. He told me it wasnt his problem. My question is: Am I responsable for the damage that one of his tree's did to my property? Any advise would be great.
 


I AM ALWAYS LIABLE

Senior Member
wrmjr1 said:
What is the name of your state? Florida
The property behind my house is a 10 acre wooded lot. During hurricane Ivan a tree turned over on that lot and took out my fence. I don't want to make a claim on my homeowners policy so I called the property owner to make a deal. He told me it wasnt his problem. My question is: Am I responsable for the damage that one of his tree's did to my property? Any advise would be great.

My response:

Yes, you are. A hurricane is enough to be labeled an "act of nature". As such, you're the one who's going to have to take care of this matter.

IAAL
 
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Raisinette

Guest
<<A hurricane is enough to be labeled an "act of nature". As such, you're the one who's going to have to take care of this matter.>>

This might not be true IF said tree was known by the owner to be a problem (eg, dead and in dangerous proximity to your property) prior to Ivan's playing havoc with it. That seems rather a long shot.

However, I would be very careful filing a homeowner's claim. I'd get an estimate of the damages first. I personally would not even contact an insurance company about damages of a few thousand dollars -- it is too easy to get cancelled. It's a new (insurance) world out there, the last couple of years -- from my reading born out of necessity.
 

rmbeverlin

Junior Member
How can a tree knocked over by hurricane winds be your neighbors fault? You should be ashamed of yourself.. causing your neighbor grief when times for us are already hard enough.
 

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