Veronica1228
Senior Member
What is the name of your state? Wisconsin
Last week Thursday the four family house/building next to our home caught fire and they suffered significant damage to the rear of the property. The following day we discovered that our backyard is filled with the burned parts of the house that the fire department cut off of the building (2 piles 6' each), our fence was torn down by the firemen and a kitchen window (storm) was broken by one of the F.D.'s ladders. While our damage was insignificant in comparison, I wonder if we can file a claim against the home owner's insurance policy of the other property owner. We have a rather large deductable on our policy and would end up paying out of our own pocket if we use it.
Any suggestions on how to handle this would be appreciated. Also, how does one go about finding the owner of a property? We don't know who it is, and the 3 families that were living there moved out (were burnt out?) and were only renting.
Last week Thursday the four family house/building next to our home caught fire and they suffered significant damage to the rear of the property. The following day we discovered that our backyard is filled with the burned parts of the house that the fire department cut off of the building (2 piles 6' each), our fence was torn down by the firemen and a kitchen window (storm) was broken by one of the F.D.'s ladders. While our damage was insignificant in comparison, I wonder if we can file a claim against the home owner's insurance policy of the other property owner. We have a rather large deductable on our policy and would end up paying out of our own pocket if we use it.
Any suggestions on how to handle this would be appreciated. Also, how does one go about finding the owner of a property? We don't know who it is, and the 3 families that were living there moved out (were burnt out?) and were only renting.
When the building owner and his crew showed up to do repairs/clean-up, we went outside to talk to them and showed them the damage to our backyard and property. They were so accommodating. Not only did they clean all of the garbage out of the backyard and replace the window and fence, but they even helped us move out 2 junky easy chairs we had been trying to get rid of for some time (too heavy for a little girl like me) and put it into the industrial garbage bins they rented for their clean up job.