A
amber_blythe
Guest
What is the name of your state? Minnesota
I was playing a tabletop shuffleboard game with some friends at a local bar/restaurant earlier this month. The game uses grains of wax to help the pieces slide and apparently some had been spilled on the floor before we arrived because as I walked from one end of the table to the other, my foot slipped out from under me and I broke my leg. The table sits on a hardwood floor and there is no carpet around it to catch wax that might fall off the table or any warning that the floor might be slippery. I have a number of witnesses who can testify that I was not intoxicated or behaving inappropriately. The owner and several employees of the establishment also witnessed the accident. As a result of the fall, I required surgery and will need physical therapy to recover function in my leg. I had recently changed jobs so my health insurance will not cover the expenses related to this injury, which are approaching $10,000. I have spoken with a lawyer regarding this incident, but he indicated that the establishment's insurance company will probably only have a "Med Pay" clause that would apply which would range from $2-5k. I am not looking to get rich, but I don't want to have to go bankrupt, either. Can anyone give me some ideas about how to get the insurance company to pay for all of the medical expenses and perhaps some of the time I missed work because of the injury?
Thank you!
I was playing a tabletop shuffleboard game with some friends at a local bar/restaurant earlier this month. The game uses grains of wax to help the pieces slide and apparently some had been spilled on the floor before we arrived because as I walked from one end of the table to the other, my foot slipped out from under me and I broke my leg. The table sits on a hardwood floor and there is no carpet around it to catch wax that might fall off the table or any warning that the floor might be slippery. I have a number of witnesses who can testify that I was not intoxicated or behaving inappropriately. The owner and several employees of the establishment also witnessed the accident. As a result of the fall, I required surgery and will need physical therapy to recover function in my leg. I had recently changed jobs so my health insurance will not cover the expenses related to this injury, which are approaching $10,000. I have spoken with a lawyer regarding this incident, but he indicated that the establishment's insurance company will probably only have a "Med Pay" clause that would apply which would range from $2-5k. I am not looking to get rich, but I don't want to have to go bankrupt, either. Can anyone give me some ideas about how to get the insurance company to pay for all of the medical expenses and perhaps some of the time I missed work because of the injury?
Thank you!