E
Eddie Haskell
Guest
What is the name of your state?Wisconsin
When I met my wife she had just gone thru a divorce in which she walked away and just wanted to put it all behind her. The ex-husband was given control of the home they owned together and was to take care of finishing renovations that were started and then sell the home. Instead he let the house fall into a state of disrepair and eventually stopped making the payments and actually took out some kind of second mortgage against the property. Well to make a long story short the bank can only find my wife and the ex is nowhere to be found. We have taken care of the second mortgage and paid the back taxes just so she could sell the home to "get out from under it". The divorce decree has everything in writing that my wife is not responsible for any of these debts but here in WI I guess the judges ruling isn't worth the paper it is written on. The bank is now coming after my wife for the remaining balance on the original mortgage ($24,000) and we went to an attorney to see what could be done and according to him my wife filing bankruptcy would "make it go away". We had put every "big ticket" item we have purchased since we were married in my name knowing that someday this may come back to haunt us but had we thought about it we would have realized that whats mine is hers and whats hers is mine. So we get to the courthouse on the day the bankruptcy was to take place and her attorney is not there, he had sent his brother instead which we weren't impressed with but what were we to do. Anyway, we start going over the details and he has this "deer in the headlights look" and is totally shocked that she is even trying to file bankruptcy. Needless to say he was not prepared to go thru with this, so he went in and told the federal person that we were not prepared to proceed and I guess he was not to pleased at all! So here we are, My wife has a bankruptcy on her record (because it was filed) for the next ten years even though not a single debt was eliminated! I realize that if she has to pay the debt (because they can find her!) she has to pay the debt, but what about the incompetence of the attorney that said we should do this? I guess I don't know where to turn but there is an unnecessary bankruptcy on my wife's record and to me that is some serious character and credit damage not to mention she is a wreck! What can we do if anything? Please help
When I met my wife she had just gone thru a divorce in which she walked away and just wanted to put it all behind her. The ex-husband was given control of the home they owned together and was to take care of finishing renovations that were started and then sell the home. Instead he let the house fall into a state of disrepair and eventually stopped making the payments and actually took out some kind of second mortgage against the property. Well to make a long story short the bank can only find my wife and the ex is nowhere to be found. We have taken care of the second mortgage and paid the back taxes just so she could sell the home to "get out from under it". The divorce decree has everything in writing that my wife is not responsible for any of these debts but here in WI I guess the judges ruling isn't worth the paper it is written on. The bank is now coming after my wife for the remaining balance on the original mortgage ($24,000) and we went to an attorney to see what could be done and according to him my wife filing bankruptcy would "make it go away". We had put every "big ticket" item we have purchased since we were married in my name knowing that someday this may come back to haunt us but had we thought about it we would have realized that whats mine is hers and whats hers is mine. So we get to the courthouse on the day the bankruptcy was to take place and her attorney is not there, he had sent his brother instead which we weren't impressed with but what were we to do. Anyway, we start going over the details and he has this "deer in the headlights look" and is totally shocked that she is even trying to file bankruptcy. Needless to say he was not prepared to go thru with this, so he went in and told the federal person that we were not prepared to proceed and I guess he was not to pleased at all! So here we are, My wife has a bankruptcy on her record (because it was filed) for the next ten years even though not a single debt was eliminated! I realize that if she has to pay the debt (because they can find her!) she has to pay the debt, but what about the incompetence of the attorney that said we should do this? I guess I don't know where to turn but there is an unnecessary bankruptcy on my wife's record and to me that is some serious character and credit damage not to mention she is a wreck! What can we do if anything? Please help
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