What is the name of your state?What is the name of your state? Texas
I'll try to make this as short as possible. My foundation has cracked due to a leak in the hot water pipe running through it on one side of my home. The insurance company first offered me a check to cover only the leaky pipe. After many complaints they offered me a second check to cover a minimal amount of the cosmetic repairs, after more complaints they offered me a third check to cover a few more of the cosmetic repairs. However they never offered anything to cover the actual foundation repairs. I could fix everything cosmetic, but that doesn't change the fact that there's a huge crack in my floor running from one end of the house, to the other. The agents response was "I gave you the third check because I'm a homeowner myself and I was being nice."
She tells me that they stopped covering foundations a while back, but I've had the policy for over 10 years, and have never signed anything stating that I agree with them altering it.
Shouldn't they be responsible for fixing my crack? Thanks in advance for the advice!
I'll try to make this as short as possible. My foundation has cracked due to a leak in the hot water pipe running through it on one side of my home. The insurance company first offered me a check to cover only the leaky pipe. After many complaints they offered me a second check to cover a minimal amount of the cosmetic repairs, after more complaints they offered me a third check to cover a few more of the cosmetic repairs. However they never offered anything to cover the actual foundation repairs. I could fix everything cosmetic, but that doesn't change the fact that there's a huge crack in my floor running from one end of the house, to the other. The agents response was "I gave you the third check because I'm a homeowner myself and I was being nice."
She tells me that they stopped covering foundations a while back, but I've had the policy for over 10 years, and have never signed anything stating that I agree with them altering it.
Shouldn't they be responsible for fixing my crack? Thanks in advance for the advice!