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Quitclaim

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ms_southpaw

Junior Member
What is the name of your state?:( What is the name of your state? Georgia. My ex common law wife of 11 years stayed in "our" house after we separated with our two children. It has been 1 1/2 years.....It is time to move on and I want her to re-finance the house to get my name off the loan. She is insisting that the Mortgage company requested I sign a Quitclaim and she has to show that she makes the payments for at least 6 months. I am concerned with this because I know by signing I will no longer have any rights to the property and who's to say she doesn't quit making the payments during that time and I get stuck with a forclosure on a house that my name isn't even on? Is it common for the lending institution to request this and if so, why? If I do not sign this, I still at least have claims to this property if she becomes delinquent(that's after I catch everything up). Talk about a rock and a hard place. :( What to do?

"Homeless"
 


nextwife

Senior Member
Do NOT quitclaim. File a partition action. She will then need to either refinance you off (buy you out) or sell.
 

HomeGuru

Senior Member
ms_southpaw said:
What is the name of your state?:( What is the name of your state? Georgia. My ex common law wife of 11 years stayed in "our" house after we separated with our two children. It has been 1 1/2 years.....It is time to move on and I want her to re-finance the house to get my name off the loan. She is insisting that the Mortgage company requested I sign a Quitclaim and she has to show that she makes the payments for at least 6 months. I am concerned with this because I know by signing I will no longer have any rights to the property and who's to say she doesn't quit making the payments during that time and I get stuck with a forclosure on a house that my name isn't even on? Is it common for the lending institution to request this and if so, why? If I do not sign this, I still at least have claims to this property if she becomes delinquent(that's after I catch everything up). Talk about a rock and a hard place. :( What to do?

"Homeless"
**A: she is giving you some BS.
 

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