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Simple tree case

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bolio98

Junior Member
I live in Va. I had two older dead trees fall on a neighbors fence and into his back yard. I am not covered with my homeowners insurance. My adjuster told me to have the injured pary call his insurance company. Am I off the hook?
 


B

BelizeBreeze

Senior Member
Yes and no. If the trees were old and rotting and you could have known this fact, be prepared for the insurance company to come after you.
 
H

HomeGuru

Senior Member
bolio98 said:
I live in Va. I had two older dead trees fall on a neighbors fence and into his back yard. I am not covered with my homeowners insurance. My adjuster told me to have the injured pary call his insurance company. Am I off the hook?
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**A: of course not. Have you removed the trees and made firewood?
 
R

rmet4nzkx

Senior Member
bolio98 said:
I live in Va. I had two older dead trees fall on a neighbors fence and into his back yard. I am not covered with my homeowners insurance. My adjuster told me to have the injured pary call his insurance company. Am I off the hook?
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You are responsible because you knew the trees were dead so your insurance company will not cover you. Are you in a Condo, does the HOA cover maintenance of landscaping or is this in your private yard?
 
B

bolio98

Junior Member
More detail might help. I have a large lot, 3/4 an acre. The back 1/2 acre is wooded and we never really go there. These trees fell on the back of the property. So I guess the point is, I had no idea the condition of these trees.
 
B

BelizeBreeze

Senior Member
bolio98 said:
More detail might help. I have a large lot, 3/4 an acre. The back 1/2 acre is wooded and we never really go there. These trees fell on the back of the property. So I guess the point is, I had no idea the condition of these trees.
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Under law it is your responsibility to know. Sorry, but nice try.
 
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