KENOSHAMOM
Junior Member
What is the name of your state? WI
Back in Nov 2004 I went, with my husband to a grocery store. I reached into a freezer to get a product from the middle shelf. About 5 cans of frozen orange juice rolled of the top shelf striking my head. The pain was very intense I collapsed and struggled to keep conscious. An ambulance was called and I went to the ER. My vision was blurred and I felt very sick and dazed, I also had large bumps on my head and an area where the can had cut my scalp I asked if I wanted a head scan, but declined, after asking the doctor his advice. . A number of days later I was still feeling sick. I went to my doctor who insisted on having a scan done to rule out any fractures. The scan came back clear, I was however prescribed medication for the sickness which had now been going on for two weeks. The insurance company has now made me an offer to settle the incident. After paying my medical bills approx $1600, they have offered approximately $800 to compensate. A friend of mine has told me that the rule of thumb for insurance companies is 3 times the medical bill for compensation. How much should we ask for? Is $800 fair or should we go for more?
Back in Nov 2004 I went, with my husband to a grocery store. I reached into a freezer to get a product from the middle shelf. About 5 cans of frozen orange juice rolled of the top shelf striking my head. The pain was very intense I collapsed and struggled to keep conscious. An ambulance was called and I went to the ER. My vision was blurred and I felt very sick and dazed, I also had large bumps on my head and an area where the can had cut my scalp I asked if I wanted a head scan, but declined, after asking the doctor his advice. . A number of days later I was still feeling sick. I went to my doctor who insisted on having a scan done to rule out any fractures. The scan came back clear, I was however prescribed medication for the sickness which had now been going on for two weeks. The insurance company has now made me an offer to settle the incident. After paying my medical bills approx $1600, they have offered approximately $800 to compensate. A friend of mine has told me that the rule of thumb for insurance companies is 3 times the medical bill for compensation. How much should we ask for? Is $800 fair or should we go for more?