What is the name of your state? Virginia, Hello, my 2yr old daughter was attacked by neighbor dog in their yard(we were invited over, and they unlocked their gate to let us in) dog inflicted over 45 stitches on my daughter's face. The owners told their insurance co. that the dog has bitten before. (I spoke to their insurance, but I did not give a statement). Their insurance has offered to settle. I have read on the internet about how you can handle your own claim. There are books and service companies that will guide you and provide form letters and other self help material. Daughter will probably need plastic surgery. Since the insurance company has offered to settle, and with the help of these "self help" guides, what is the harm if I try and do it on my own? How can a lawyer do better, especially when he wants 25%? I am pretty astute, and resourceful, and my wife is a surgical nurse. Am I being naive to think I can do this myself, and do it as well or better than an attorney? Thank you.