What is the name of your state? FL
My neighbor left her paddock gate open and the pony and goat inside it got loose, galloped across a field that separates our properties and ended up inside my paddock. The end result was that my horse got a fenceboard lodged deeply into his chest. After 4 weeks of around the clock treatment and care (by me), he lost the battle and had to be euthanized. Her homeowners insurance contacted me the day of the incident and they have built a claim. They are waiting for the final vet, fence damage and removal service bills from me. I haven't sent anything yet and have not signed anything.
A friend has advised me to contact and file a claim with my own insurance company instead of working with the neighbor's insurance company, because, with my own insurance, if they deny any or all of the claim, I have legal recourse with them because of our contract together. Do you agree or not, and why or why not?
Is it possible to file a claim with my own insurance only for the parts that the neighbor's insurance denies?
Thanks so very much for your help.
My neighbor left her paddock gate open and the pony and goat inside it got loose, galloped across a field that separates our properties and ended up inside my paddock. The end result was that my horse got a fenceboard lodged deeply into his chest. After 4 weeks of around the clock treatment and care (by me), he lost the battle and had to be euthanized. Her homeowners insurance contacted me the day of the incident and they have built a claim. They are waiting for the final vet, fence damage and removal service bills from me. I haven't sent anything yet and have not signed anything.
A friend has advised me to contact and file a claim with my own insurance company instead of working with the neighbor's insurance company, because, with my own insurance, if they deny any or all of the claim, I have legal recourse with them because of our contract together. Do you agree or not, and why or why not?
Is it possible to file a claim with my own insurance only for the parts that the neighbor's insurance denies?
Thanks so very much for your help.