What is the name of your state? Michigan
I had a very serious fall at a store. I fell when I stepped on a grate that was covered by leaves and debri. I broke my ankle and tore ligaments. I was told that the store owner had no insurance. I have just discovered that he does indeed have insurance but it is liquor liability insurance (which is for covering injured persons harmed by intoxicated persons whom are customers of the store). Doesn't a store owner have to have property insurance?? I don't think that the liquor liability insurance will be collectable. Or am I wrong?
Thanks for any advice you can offer.
I had a very serious fall at a store. I fell when I stepped on a grate that was covered by leaves and debri. I broke my ankle and tore ligaments. I was told that the store owner had no insurance. I have just discovered that he does indeed have insurance but it is liquor liability insurance (which is for covering injured persons harmed by intoxicated persons whom are customers of the store). Doesn't a store owner have to have property insurance?? I don't think that the liquor liability insurance will be collectable. Or am I wrong?
Thanks for any advice you can offer.