What is the name of your state?illinois. i was terminated while on long term disability and insurance was cancelled. i can understand not holding my position after my disablity runs out but are they alloweed to cancel my insurance, i would have thought i would have been able to keep my health insurance will on disability as long as i kept paying the premium. my insurance is self insured so i the only thing is i can think of is they dont want to pay for the hospital bill so they fired me knowing i could not afford the cobra insurance and then they will be out of paying for it. is it legal for them to stop my insurance while on disability? i am still collecting disability i have been on long term disablity for 2 months.the plan for long term disablity is for 24 months. i would think after 24 months then it should cancel. please help? why have long term disablity if their just gonna fire you for using it. something doesnt seem right.