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Auto Accident - WHy would the insurance company say I am liable?

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dan727

Junior Member
What is the name of your state? Tennessee

I was traveling on a 2 lane - two way street. I passed through an intersection and roughly 100 feet later a car pulled out of a private drive and I could not avoid hitting the car. The car was attempting to turn left which would put it in the opposite direction of travel I was in. They were attempting to cross my lane to do so.

The police report says the other driver fialed to yield. The driver told the police I was speeding. The driver did not see me so I do not know how she determined I was speeding. There was also a witness that said I ran a red light at the intersection 100 feet back. The people I normally carpool with were 2 cars back and they traveled through the same light with me. So I know it was not red and I mentioned this to the police and he said it did not even matter since the accident was not at the intersection.

I was not speeding and there is nothing in the police report to indicate I was speeding. The police looked at the skid marks and concurred with what I told him happened.

I saw the other driver talking to the witness so I think she told the other driver I was speeding. Thats the only way I could imagine how the drivers statements ended up in the police report. I saw the driver right as I applied the brakes and the driver was looking the other way. I know she did not see me at all. It is a clear shot from the private driveway to the intersection.

The other drivers insurance company is not providing a rental car and as of yet has not approved repairs (altough someone was sent out to look at the car and they did determine it was undrivable). Will I have to get a lawyer?
 


don't know the details enough to help you, sounds like alot of different information.

If you were not injured I do not suggest getting a lawyer. The insurance company only owes you what your car is worth, nothing more. IF you get a lawyer you can just take what your car is worth, subtract 33%, and thats what you will put into your pocket.

Your better off suing in small claims court when it involves property damage without injury.
 

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