soonergage
Junior Member
What is the name of your state?What is the name of your state?Oklahoma
I own a small roofing company, I did a free roof inspection for a homeowner and discovered hail damage.I agreed to meet the insurance adjuster and discuss the damage.I arrived before the adjuster and was on the roof marking the damage with a piece of chalk when he arrived, the adjuster is now claiming that he saw me damaging the roof.the insurance company sent an engineering firm out to inspect the damage( I see this a lot when the Insuance company doesn't want to pay a large claim)they said the damage was mechanical in nature. I am now being sued by the homeowner for 10,000.00.the roof has since been replaced, I did not have an opportunity to inspect the roof again, or have someone to it on my behalf.in the letter I received from his attorney it states"insurance company has an agreement with home owner as to his claim,which has become a claim for vandalism. In this agreement Insurance company is permitted to bring this action against those individuals who have committed that vandalism, this action is being brought, as is allowed by law, in the name of home owner".should I have had access to the roof or someone on my behalf, isnt the roof evidance in the case?.
I own a small roofing company, I did a free roof inspection for a homeowner and discovered hail damage.I agreed to meet the insurance adjuster and discuss the damage.I arrived before the adjuster and was on the roof marking the damage with a piece of chalk when he arrived, the adjuster is now claiming that he saw me damaging the roof.the insurance company sent an engineering firm out to inspect the damage( I see this a lot when the Insuance company doesn't want to pay a large claim)they said the damage was mechanical in nature. I am now being sued by the homeowner for 10,000.00.the roof has since been replaced, I did not have an opportunity to inspect the roof again, or have someone to it on my behalf.in the letter I received from his attorney it states"insurance company has an agreement with home owner as to his claim,which has become a claim for vandalism. In this agreement Insurance company is permitted to bring this action against those individuals who have committed that vandalism, this action is being brought, as is allowed by law, in the name of home owner".should I have had access to the roof or someone on my behalf, isnt the roof evidance in the case?.