What is the name of your state? NY
Have I been had?
My 20 year old son was driving his car (under my registration & insurance) when the passenger side mirror was knocked off by a driver who did not look as she opened her door. She told him to call her on Thursday and she would tell him to go to her mechanic who would put back the mirror for $20 (she claimed she had a similar incident and only paid $20). He did not exchange insurance info, but got her license (out of state) and phone number (a NY area code--reverse lookup on Verizon.com showed no listing). I told him to take the car to our mechanic for an estimate. Not knowing if this person was legitimate, I went on and paid for the mirror. The mechanic did try to save me money, but a new mirror was needed, plus a paint job for the mirror to match the car's color, plus labor totalling approx. $200.00. When my son called this woman on Sunday, she reprimanded him for not calling her on Thursday as she directed, and refused to pay when he gave her the sum. I then phoned her immediately and explained that my son was a minor, I was the owner and the insured, and it was my decision to repair the car and submit a bill to her. This woman declared that I was trying to steal her money.."It doesn't cost that much to put on a mirror"...and told me not to call her anymore. I know I'm in a no-fault state (NY). Was I to follow her terms and let her "mechanic" glue it on or whatever he was going to do risking it might fall off at another time, or did I have the prerogative to repair my car and submit a bill?
There was no padding the bill. I have a bank withdrawal and credit card slip to prove my expenses. What is my recourse with this woman? Two years ago, my shopping cart "escaped" and I had to pay $140 to put on someone's mirror, and I was there in the presence of the victim and her mechanic when I was given the cost. I never thought of disputing the cost and refusing to pay.
Have I been had?
My 20 year old son was driving his car (under my registration & insurance) when the passenger side mirror was knocked off by a driver who did not look as she opened her door. She told him to call her on Thursday and she would tell him to go to her mechanic who would put back the mirror for $20 (she claimed she had a similar incident and only paid $20). He did not exchange insurance info, but got her license (out of state) and phone number (a NY area code--reverse lookup on Verizon.com showed no listing). I told him to take the car to our mechanic for an estimate. Not knowing if this person was legitimate, I went on and paid for the mirror. The mechanic did try to save me money, but a new mirror was needed, plus a paint job for the mirror to match the car's color, plus labor totalling approx. $200.00. When my son called this woman on Sunday, she reprimanded him for not calling her on Thursday as she directed, and refused to pay when he gave her the sum. I then phoned her immediately and explained that my son was a minor, I was the owner and the insured, and it was my decision to repair the car and submit a bill to her. This woman declared that I was trying to steal her money.."It doesn't cost that much to put on a mirror"...and told me not to call her anymore. I know I'm in a no-fault state (NY). Was I to follow her terms and let her "mechanic" glue it on or whatever he was going to do risking it might fall off at another time, or did I have the prerogative to repair my car and submit a bill?
There was no padding the bill. I have a bank withdrawal and credit card slip to prove my expenses. What is my recourse with this woman? Two years ago, my shopping cart "escaped" and I had to pay $140 to put on someone's mirror, and I was there in the presence of the victim and her mechanic when I was given the cost. I never thought of disputing the cost and refusing to pay.
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